First-Time Home Buyers

We offer Mortgage Loan in New York – Manhattan, New Jersey, California, Connecticut, Pennsylvania, Maryland, & Florida – Located in Hoboken, NJ.

For the First Time Home Buyer, navigating the complex waters of securing a mortgage can be a daunting experience. At Northstar Funding in Hoboken, NJ, we understand what an exciting time it is for you. But we also understand that buying a home can be a complicated and confusing process. That’s why we work hand-in-hand with you every step of the way and provide you with exactly what you need from your lender: our time and attention.

1st Mortgage ApprovedFirst-time home buyers tend to be younger, and may or may not require some assistance from family to qualify for a loan. Northstar Funding loan professionals can guide first-time buyers through the types of assistance that are permitted and which are not, depending on the program.

For example, gifts of cash are permitted in many cases, but there are limitations about how much is allowed, and how the money is conveyed. Younger buyers often have limited credit histories, so there may be ways to compensate when this is the case. Northstar has helped first-time borrowers with every conceivable situation and we will guide you through the process.

Here to Help

As a first-time borrower, you need solid advice and personalized service. Our friendly, professional mortgage specialists will walk you patiently through your options, work through all of your questions and concerns, and provide you with the information you need to choose the right mortgage for you. Northstar Funding’s commitment to meticulous service means you can count on us every step of the way.

At Northstar Funding, we love nothing more than helping responsible first-time buyers like you experience the benefits of home ownership. For more information about our services or to apply for a first mortgage loan, call us today.