VA PROGRAM HIGHLIGHTS

 

Did you know?

  • Min 580 Fico regardless of loan amount.
  • LP or DU Findings OK.  We do all      Approved/Eligible.
  • No Overlays.
  • 100% LTV on Cash Out Refi’s.
  • Refer/Eligible Yes!  43% Max Ratio – Rent      Required
  • YSP Credit Unlimited
  • No DTI Cap! – Follow AUS Findings
  • No Min Trade Line History or Trades with approved or Refer AUS Findings
  • No VOR – Unless Required by AUS findings
  • Borrowers with 1 FICO ok
  • No Collections Paid unless required by AUS
  • Up to 2×30 OK on RT, Cashout, And Purchase
  • IRRL No Min Fico Required!  Unlimited LTV
  • IRRL 580+ With AVM/2055 Unlimited LTV
  • IRRL 620+ W/O AVM/2055 Unlimited LTV
  • IRRL up to 1×30 last 12 months on mtg
  • IRRL Job listed on 1003 only
  • IRRL No income OK
  • Approve/Eligible – Unlimited DTI
  • 580+ All Purchases and ALL Refis
  • No Seller Title Seasoning – Flips Ok
  • 1 Day Off MLS for all Refi’s including Cash out

Seller can pay all closing costs & Prepaids + additional 4%