FHA

FHA
• FHA to FHA refinances with a Loan Modification
• FHA loans minimum Fico score 580 to $417,000, max
DTI 55% follow FHA guidelines
• FHA Loans 640 score or higher DTI is AUS Approval
• FHA cash out to 85% with 580 score, follow FHA
guidelines
• FHA High Balance, 580 streamline, 600 Purchase,
Rate/Term, 620 cash out
• Collections only need to be paid if required by AUS
• No VOR unless required by DU
• Non occupant co-borrowers allowed
• 1 Day off of market for cash out refi